theladysnarkydame | (no subject)

We've been trying to buy a house.

Which is to say, a lot of my spare time has been swallowed up by looking at listings, and talking to our lender, and to our realtor. And to HR, asking for copies of paystubs. And more paystubs. And those first paystubs again. . .

We put in a offer on a place - not a perfect place, but one that ticks a lot of our boxes (not a terrible commute; has quite a large yard, even though most of it is covered in blackberry bushes currently; far enough from neighbors that Chad could play his guitars without bothering them; feels nicely rural, kinda isolated, but is actually pretty close to things) and it's hella cute!

They accepted the offer - but they're balking at fixing some of the issues that have come up during the home inspection -- notably some minor electrical issues, a rodent problem in the attic crawlspace, and some rotted siding/a rotting roof truss.

Most of these issues aren't a big deal! It's minor damage. But they need to be done properly, and they've come back offering to do only some of the fixing, and only kinda half-assedly. No, we don't want them to do the electrical work themselves, we want a licensed electrician to do it. Yeah, of course they'll get an exterminator to come out, but we also want the damaged insulation and vapor barrier (chewed by rodents and covered in old droppings) to be replaced! And rotting roof trusses seem like something that should be dealt with, no? They say no.

Ugh.

We're looking into what absolutely needs to be fixed to satisfy our lender (we're using a USDA loan, which requires a certain amount of habitability and safety checks from the appraiser), and what we can allow them to slide on, and fix later ourselves (which is more money, down the line, but we're willing to do some work). We might end up walking away, and that would suck. But hey, it's a house, not a new couch. We'll need to live with the end results.

But in the meantime - didn't sign up for Yuletide, didn't try to write for NANOWRIMO. Haven't made some candles I need to send some people. haven't finished ANY of my Christmas knitting. . .

Buying a house kinda sucks, y'all. When it's all over and we're in a place of our own it'll feel really really great, I'm sure, but right now I'm mostly just stressed out.